Seize New Opportunities With Equipment Financing

As the saying goes, it takes money to make money. Smart Capital Lending Group offers equipment financing to help organizations cover the cost of the items needed to conduct business, whether that means bulldozers or computer software. We can provide loan application approvals in as little as 24 hours, or in just three to five days for large ticket and middle market financing requests. We offer very attractive interest rates, and for companies established at least two years, repayment plans of up to 84 months.

Specific Programs for Specific Needs

  • Startup programs help businesses established in the last two years acquire the equipment they need to build a customer base and continue growing towards long-term financial success.
  • Sale and leaseback programs allow companies to use assets they already own to generate working capital. We, the lender purchase your equipment and rent it back to you until the lease terms have settled. Once you’ve made all of the payments, the items are transferred back into your ownership.
  • Government and municipal leasing programs provide federal agencies, state governments, armed services, libraries, police departments, public schools and fire houses with financing to procure new equipment.
  • B, C and D credit programs give opportunities to those with poor credit to make needed purchases. Such plans can help companies and individuals to bounce back from tough economic times.


  • Fixed, low monthly payments
  • Cash is free for other needs
  • Preservation of existing credit lines
  • Elimination of equipment obsolescence
  • Significant advantages for tax and accounting

Loan Criteria

  • No financial statement required for applications up to $150,000
  • Various payment structures
  • Up to $500,000 for middle market financing, and more for large ticket items
  • No or little down payment

Get Qualified

Equipment leasing can infuse your business with the tools it needs to stay competitive. Get in touch with an expert at Smart Capital Lending Group to process your application and perhaps open profitable new opportunities.